Chloe Culp is a Loan Officer at Texana Bank in Jacksonville Beach, focused on  making the mortgage process simple, clear, and personalized. She takes the  time to understand each client’s goals and works hard to find the right loan  solution, whether it’s a first home, a refinance, or something in between. Chloe  values honest communication, reliable service, and building strong  relationships that last well beyond closing day. She’s passionate about helping  people feel confident and informed every step of the way.